/* ==========================================================================
   קשת פיננסים וניהול פרישה — stylesheet
   All design tokens live in :root. Colors were pixel-sampled from
   mockup/keshet-redesign/*.png (flat areas, median of 7×7 patches).
   Measurements: 1672px section mockups → 1440px viewport (×0.861);
   hero mockup 1388px → 1440px (×1.037).
   ========================================================================== */
:root {
  /* Colors: surfaces */
  --c-cream: #F9F5F0;            /* page + hero background (hero.png) */
  --c-cream-2: #FBF7F1;          /* section background (01, 02, 04, 06) */
  --c-cream-3: #F5F0E6;          /* testimonials background (07) */
  --c-white: #FFFFFF;
  --c-white-warm: #FEFEFC;       /* process / about background (03, 05) */
  --c-card: #FEFDFB;             /* service card fill (02) */
  --c-card-border: #ECE4D7;
  --c-gold-wash: #FBF1E3;        /* icon circles (02) */
  --c-gold-wash-2: #F8F0E4;      /* process icon circles + strip (03) */
  --c-panel: #DACAB0;            /* hero photo panel beige */

  /* Colors: navy */
  --c-navy: #112840;             /* hero name card, top bar, header */
  --c-navy-panel: #0E2D47;       /* 01 + 04 navy panels */
  --c-navy-panel-top: #0F3352;   /* 05 panel gradient top */
  --c-navy-panel-bottom: #092B4A;/* 05 panel gradient bottom */
  --c-navy-deep: #0A1C2E;        /* footer */
  --c-navy-badge: #0C273C;       /* "דוגמה" badge, timeline numbers */
  --c-heading: #0A2540;          /* headings on light backgrounds */

  /* Colors: gold */
  --c-gold: #D4A343;             /* brand gold: buttons, rules, icons on navy (README) */
  --c-gold-hover: #DEB25E;
  --c-gold-bright: #F1C15A;      /* big number on navy (04) */
  --c-gold-bar: #BB8329;         /* hero photo side bar */
  --c-gold-icon: #BF8530;        /* line icons on light backgrounds */
  --c-gold-rule: #DDBB78;        /* thin divider lines */
  --c-gold-display: #B57D21;     /* hero headline "מה הלאה." (huge text, 3.27:1, passes 3:1) */
  --c-gold-text: #8F651D;        /* gold TEXT on light bg, darkened from #BA8325 to reach 4.5:1 */
  --c-gold-text-hero: #906825;   /* hero eyebrow, darkened from #AC7D2C to reach 4.5:1 */

  /* Colors: text */
  --c-ink: #1B2A3A;
  --c-body: #4A5A6E;             /* paragraphs (05) */
  --c-muted: #566676;            /* subtitles, card text (01, 02, 06, 07) */
  --c-on-navy: #E9EDF1;
  --c-on-navy-muted: #A9B6C3;    /* footnote on navy (04) */
  --c-line: #C9C4BD;             /* hero stat dividers */
  --c-blue-soft: #A6C7E4;        /* growth bar (04) */
  --c-input-border: #CDD0D6;
  --c-error: #A31F2D;
  --c-success: #17663A;
  --c-whatsapp: #107C41;
  --c-focus: #0B5FCC;

  /* Fonts */
  --font-base: 'Heebo', 'Arial Hebrew', Arial, sans-serif;
  --fw-regular: 400;
  --fw-medium: 500;
  --fw-bold: 700;
  --fw-heading: 800;
  --fw-display: 900;

  /* Radii */
  --r-btn: 6px;                  /* hero buttons (hero.png) */
  --r-input: 10px;
  --r-card: 16px;                /* README: 16px corner radius */
  --r-panel: 18px;
  --r-pill: 999px;

  /* Shadows */
  --sh-sm: 0 1px 2px rgba(14, 45, 71, .05);
  --sh-md: 0 12px 32px rgba(14, 45, 71, .08);
  --sh-lg: 0 24px 56px rgba(14, 45, 71, .14);

  /* Layout */
  --gutter: 20px;
  --container: 1300px;           /* 1507px content in 1672px mockups ×0.861 */
  --container-wide: 1560px;
  --section-y: 64px;
  --header-h: 76px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { font-size: 18px; scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font-base); font-weight: var(--fw-regular); line-height: 1.7; color: var(--c-ink); background: var(--c-cream); overflow-x: hidden; }
img, svg { max-width: 100%; display: block; }
h1, h2, h3, h4 { font-family: var(--font-base); font-weight: var(--fw-heading); color: var(--c-heading); line-height: 1.2; margin: 0; }
p { margin: 0 0 1em; }
a { color: var(--c-heading); text-underline-offset: 4px; }
a:hover { color: var(--c-gold-text); }
ul, ol { padding: 0; margin: 0; list-style: none; }
.ltr { direction: ltr; unicode-bidi: isolate; display: inline-block; }
:focus-visible { outline: 3px solid var(--c-focus); outline-offset: 3px; border-radius: 4px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; top: -100px; right: 16px; z-index: 1000; background: var(--c-navy); color: #fff; padding: 12px 20px; border-radius: 0 0 8px 8px; font-weight: var(--fw-bold); text-decoration: none; }
.skip-link:focus { top: 0; color: #fff; }
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.icon { width: 1.4rem; height: 1.4rem; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.icon-duo { color: var(--c-heading); stroke: var(--c-gold); }   /* main = navy, accent = gold */

.container { width: min(var(--container), 100% - 2 * var(--gutter)); margin-inline: auto; }
.container-wide { width: min(var(--container-wide), 100% - 2 * var(--gutter)); margin-inline: auto; }
.sec { position: relative; padding-block: var(--section-y); overflow: hidden; }
#top, .sec { scroll-margin-top: calc(var(--header-h) + 6px); }

/* ---------- Section heads ---------- */
.sec-head { position: relative; margin-bottom: 30px; }
.eyebrow { display: flex; align-items: center; gap: 22px; color: var(--c-gold-text); font-weight: var(--fw-medium); font-size: 1.05rem; line-height: 1.4; margin: 0 0 10px; }
.eyebrow::before { content: ""; width: 70px; height: 1.5px; background: var(--c-gold); flex: none; }
.sec-head h2 { font-size: clamp(1.9rem, 6.6vw, 2.75rem); letter-spacing: -.01em; }
.sec-sub { color: var(--c-muted); font-size: clamp(1.1rem, 3.6vw, 1.5rem); margin: 12px 0 0; line-height: 1.5; }
.sec-head--center { text-align: center; }
.sec-head--center .eyebrow { justify-content: center; }
.sec-head--center .eyebrow::after { content: ""; width: 65px; height: 1.5px; background: var(--c-gold); flex: none; }
.sec-head--center .eyebrow::before { width: 65px; }
.sec-aside { color: var(--c-muted); font-size: clamp(1.1rem, 3.6vw, 1.5rem); margin: 12px 0 0; }

/* Divider with a centered label/icon (01, 02) */
.rule-label, .rule-icon, .rule-note { display: flex; align-items: center; gap: 24px; margin: 46px 0 0; }
.rule-label::before, .rule-label::after, .rule-icon::before, .rule-icon::after, .rule-note::before, .rule-note::after { content: ""; flex: 1; height: 1.5px; background: var(--c-gold-rule); }
.rule-label span { display: inline-flex; align-items: center; gap: 14px; color: var(--c-heading); font-size: 1.15rem; }
.rule-label .icon { width: 2rem; height: 2rem; color: var(--c-gold-icon); stroke-width: 1.4; }
.rule-icon .icon { width: 2.2rem; height: 2.2rem; color: var(--c-gold-icon); stroke-width: 1.3; }
.rule-note { justify-content: center; color: var(--c-muted); font-size: .85rem; margin-top: 40px; }
.rule-note::before, .rule-note::after { flex: 0 0 74px; background: var(--c-line); height: 1px; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .6rem; min-height: 52px; padding: .7rem 1.7rem; border-radius: var(--r-btn); font: inherit; font-weight: var(--fw-bold); text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: transform .15s, box-shadow .15s, background .15s, color .15s; }
.btn:hover { transform: translateY(-1px); box-shadow: var(--sh-md); }
.btn-gold { background: var(--c-gold); color: var(--c-heading); }
.btn-gold:hover { background: var(--c-gold-hover); color: var(--c-heading); }
.btn-pill { border-radius: var(--r-pill); }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 100; background: var(--c-cream); border-top: 6px solid var(--c-navy); }
.header-inner { display: flex; align-items: center; gap: 12px; min-height: var(--header-h); }
.logo-link { display: block; text-decoration: none; flex: none; }
.logo { width: 150px; height: auto; }
.logo-arc { fill: none; stroke: var(--c-gold-bar); stroke-width: 3.4; stroke-linecap: round; }
.logo-name { font-family: var(--font-base); font-weight: 800; font-size: 31px; fill: var(--logo-name, var(--c-navy)); }
.logo-sub { font-family: var(--font-base); font-weight: var(--fw-medium); font-size: 12.5px; fill: var(--logo-sub, var(--c-muted)); letter-spacing: 3px; }
.header-actions { margin-inline-start: auto; display: flex; align-items: center; gap: 8px; }
.btn-talk { min-height: 48px; padding: 0; width: 48px; border-radius: var(--r-btn); border: 1.5px solid var(--c-navy); background: transparent; color: var(--c-navy); white-space: nowrap; }
.btn-talk .talk-text { display: none; }
.btn-talk:hover { background: var(--c-navy); color: #fff; box-shadow: none; }
.icon-btn { display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px; border-radius: var(--r-btn); background: transparent; border: 1.5px solid var(--c-navy); color: var(--c-navy); cursor: pointer; }
.icon-btn:hover { background: var(--c-navy); color: #fff; }
.nav-toggle .icon-close { display: none; }
.nav-toggle[aria-expanded="true"] .icon-close { display: block; }
.nav-toggle[aria-expanded="true"] .icon-open { display: none; }
.main-nav { display: none; position: absolute; inset-inline: 0; top: 100%; background: var(--c-cream); border-bottom: 1px solid var(--c-card-border); box-shadow: var(--sh-md); padding: 8px var(--gutter) 16px; }
.main-nav.open { display: block; }
.main-nav a.nav-link { display: block; padding: 14px 4px; color: var(--c-navy); text-decoration: none; font-weight: var(--fw-medium); border-bottom: 1px solid var(--c-card-border); white-space: nowrap; }
.main-nav a.nav-link:hover { color: var(--c-gold-text); }

/* ---------- Hero (hero.png) ---------- */
.hero { padding: 0 0 clamp(36px, 4vw, 64px); background: var(--c-cream); }
.hero-grid { display: grid; gap: 32px; grid-template-areas: "text" "photo" "stats"; width: min(var(--container-wide), 100% - 2 * var(--gutter)); margin-inline: auto; padding-top: 28px; }
.hero-text { grid-area: text; align-self: center; }
.hero-photo { grid-area: photo; }
.hero-stats { grid-area: stats; align-self: end; }
.hero-eyebrow { color: var(--c-gold-text-hero); font-weight: var(--fw-bold); font-size: 1.15rem; margin: 0 0 .5rem; }
.hero h1 { font-weight: var(--fw-display); font-size: clamp(2.5rem, 12.6vw, 4.6rem); line-height: 1.06; letter-spacing: -.02em; margin: 0 0 .35em; color: var(--c-navy); }
.hero h1 span { display: block; }
.hero h1 .gold { color: var(--c-gold-display); }
.hero .lead { font-size: clamp(1.05rem, 3.6vw, 1.35rem); line-height: 1.6; color: var(--c-ink); max-width: 30em; margin-bottom: 1.6rem; }
.hero-ctas { display: flex; flex-wrap: wrap; align-items: center; gap: 18px 32px; }
.btn-hero { min-height: 64px; padding-inline: 2.2rem; font-size: 1.2rem; }
.link-wa { display: inline-flex; align-items: center; gap: 10px; font-weight: var(--fw-medium); color: var(--c-navy); text-decoration: underline; text-underline-offset: 6px; text-decoration-thickness: 1.5px; }
.hero-note { font-size: .88rem; color: var(--c-muted); margin: .9rem 0 0; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--c-line); padding-top: 20px; }
.stat { text-align: center; padding-inline: clamp(8px, 1.5vw, 24px); border-inline-start: 1px solid var(--c-line); line-height: 1.35; }
.stat:first-child { padding-inline-start: 0; border-inline-start: 0; }
.stat strong { display: block; font-weight: 800; font-size: clamp(1rem, 4.5vw, 2.1rem); color: var(--c-navy); line-height: 1.25; white-space: nowrap; }
.stat span { display: block; font-size: clamp(.72rem, 3vw, .9rem); color: var(--c-muted); }
@media (min-width: 640px) { .stat span { white-space: nowrap; } }
.photo-panel { position: relative; margin: 0; height: 100%; display: flex; flex-direction: column; background: var(--c-panel); overflow: hidden; }
.photo-panel::after { content: ""; position: absolute; top: 0; bottom: 0; left: 0; width: 12px; background: var(--c-gold-bar); z-index: 3; }
.photo-stage { position: relative; flex: 1; min-height: 300px; aspect-ratio: 623 / 646; overflow: hidden; }
.photo-stage img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.name-card { position: relative; z-index: 2; background: var(--c-navy); color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 16px 16px 16px 26px; }
.name-card strong { display: block; font-size: 1.45rem; font-weight: 800; line-height: 1.2; }
.name-card .role { display: block; color: var(--c-on-navy); font-size: .8rem; }
.meet { display: flex; align-items: center; gap: 8px; color: var(--c-gold); font-size: .8rem; white-space: nowrap; }
.meet::before { content: ""; width: 16px; height: 2px; background: var(--c-gold); }

/* ---------- 01 · Retirement planning panel ---------- */
.sec-plan { background: var(--c-cream-2); }
.plan-panel { position: relative; overflow: hidden; display: grid; background: var(--c-navy-panel); color: #fff; border-radius: var(--r-panel); isolation: isolate; }
.plan-panel::before { /* concentric dark arcs, bottom-left */
  content: ""; position: absolute; z-index: -1; left: -300px; bottom: -300px; width: 610px; height: 610px; border-radius: 50%;
  background: radial-gradient(circle closest-side, rgba(4, 22, 40, .32) 0 69%, rgba(255, 255, 255, .03) 69% 100%, transparent 100%);
}
.plan-panel::after { /* fine gold arc */
  content: ""; position: absolute; z-index: -1; left: -30px; top: 30px; width: 780px; height: 780px; border-radius: 50%;
  border: 2px solid transparent; border-top-color: var(--c-gold); border-left-color: rgba(212, 163, 67, .55); transform: rotate(-12deg);
}
.plan-main { padding: 32px 24px; }
.ring { display: inline-grid; place-items: center; flex: none; width: 56px; height: 56px; border-radius: 50%; border: 1.5px solid var(--c-gold); color: var(--c-gold); }
.ring .icon { width: 50%; height: 50%; stroke-width: 1.5; }
.ring-solid { width: 66px; height: 66px; background: var(--c-gold); color: var(--c-heading); border: 0; }
.plan-main h3 { color: #fff; font-size: clamp(1.9rem, 7vw, 2.5rem); margin: 18px 0 14px; }
.plan-main p { color: var(--c-on-navy); font-size: 1.2rem; line-height: 1.6; max-width: 22em; margin-bottom: 26px; }
.plan-main .btn { min-height: 60px; padding-inline: 2rem; font-size: 1.1rem; }
.plan-main .btn .icon { width: 1.1rem; height: 1.1rem; stroke-width: 2.6; }
.plan-list { padding: 8px 24px 28px; }
.plan-list li { display: flex; align-items: center; gap: 18px; justify-content: space-between; padding-block: 18px; font-size: 1.15rem; color: #fff; border-bottom: 1px solid rgba(255, 255, 255, .13); }
.plan-list li:last-child { border-bottom: 0; }
.plan-list .ring { order: 2; }

/* ---------- 02 · Coverage grid ---------- */
.sec-coverage { background: var(--c-cream-2); }
.sec-coverage::before { content: ""; position: absolute; top: -240px; left: -260px; width: 760px; height: 520px; border-radius: 50%; background: rgba(255, 255, 255, .7); pointer-events: none; }
.coverage-grid { position: relative; display: grid; gap: 18px; }
.cov-card { background: var(--c-card); border: 1px solid var(--c-card-border); border-radius: var(--r-card); padding: 22px 26px 26px; box-shadow: var(--sh-sm); }
.cov-icon { display: grid; place-items: center; width: 69px; height: 69px; border-radius: 50%; background: var(--c-gold-wash); color: var(--c-gold-icon); margin-bottom: 18px; }
.cov-icon .icon { width: 42px; height: 42px; stroke-width: 1.4; }
.cov-card h3 { font-size: clamp(1.4rem, 4.6vw, 1.67rem); font-weight: var(--fw-bold); margin-bottom: 10px; }
.cov-card p { color: var(--c-muted); font-size: clamp(1.15rem, 4vw, 1.32rem); line-height: 1.45; margin: 0; max-width: 15em; }

/* ---------- 03 · Process timeline ---------- */
.sec-process { background: var(--c-white-warm); }
.sec-process::before { content: ""; position: absolute; top: -260px; left: -200px; width: 560px; height: 560px; border-radius: 50%; border: 70px solid rgba(248, 240, 228, .55); pointer-events: none; }
.timeline { position: relative; display: grid; gap: 34px; }
.timeline li { position: relative; display: grid; grid-template-columns: 57px 1fr; grid-template-areas: "num title" "num body"; column-gap: 18px; text-align: start; }
.tl-num { grid-area: num; display: grid; place-items: center; width: 57px; height: 57px; border-radius: 50%; background: var(--c-navy-badge); color: var(--c-gold); font-weight: var(--fw-bold); font-size: 1.15rem; position: relative; z-index: 1; }
.tl-ill { display: none; }
.timeline h3 { grid-area: title; font-size: 1.4rem; font-weight: var(--fw-bold); align-self: center; }
.timeline p { grid-area: body; color: var(--c-muted); font-size: 1.2rem; line-height: 1.65; margin: 6px 0 0; }
.timeline li:not(:last-child)::after { content: ""; position: absolute; right: 28px; top: 57px; bottom: -34px; width: 2px; background: var(--c-gold); }
.process-strip { display: flex; align-items: center; justify-content: center; gap: 28px; margin: 50px 0 0; padding: 22px 24px; background: var(--c-gold-wash-2); border-radius: 26px; color: var(--c-heading); font-size: clamp(1.15rem, 4vw, 1.33rem); text-align: center; }
.process-strip .icon { width: 2.8rem; height: 2.8rem; color: var(--c-gold-icon); stroke-width: 1.3; }
.strip-sep { width: 1.5px; height: 40px; background: var(--c-gold); flex: none; }
.process-strip strong { font-weight: var(--fw-bold); }

/* ---------- 04 · Calculator ---------- */
.sec-calc { background: var(--c-cream-2); }
.calc-panel { display: grid; border-radius: var(--r-panel); overflow: hidden; background: var(--c-white); box-shadow: var(--sh-md); border: 1px solid var(--c-card-border); }
.calc-form { padding: 28px 22px; }
.calc-grid { display: grid; gap: 0 28px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: var(--fw-bold); font-size: 1.15rem; margin-bottom: 10px; color: var(--c-heading); }
.field .hint { display: block; font-weight: var(--fw-regular); font-size: .85rem; color: var(--c-muted); }
input[type="text"], input[type="tel"], select, textarea { width: 100%; min-height: 56px; padding: .55rem 1rem; font: inherit; color: var(--c-ink); background: var(--c-white); border: 1.5px solid var(--c-input-border); border-radius: var(--r-input); }
textarea { min-height: 120px; resize: vertical; }
input:hover, select:hover, textarea:hover { border-color: var(--c-heading); }
.calc-form label { font-size: 1.25rem; }
.calc-form input { min-height: 65px; font-size: 1.35rem; font-weight: var(--fw-medium); color: var(--c-heading); }
.input-money { position: relative; }
.input-money input { padding-inline-end: 3rem; }
.input-money span { position: absolute; left: 1.1rem; top: 50%; transform: translateY(-50%); color: var(--c-muted); font-size: 1.1rem; pointer-events: none; }
.field [aria-invalid="true"] { border-color: var(--c-error); border-width: 2px; }
.error-msg { display: block; color: var(--c-error); font-size: .9rem; font-weight: var(--fw-medium); margin-top: .3rem; }
.btn-calc { min-height: 66px; font-size: 1.3rem; margin-top: 8px; }
.btn-calc .icon { width: 1.8rem; height: 1.8rem; stroke-width: 1.6; }
.calc-private { color: var(--c-muted); font-size: .85rem; text-align: center; margin: 10px 0 -14px; }
.calc-deco { display: none; }
.calc-result { background: var(--c-navy-panel); color: #fff; padding: 32px 26px 26px; text-align: center; display: flex; flex-direction: column; }
.res-title { font-size: 1.4rem; margin: 0 0 4px; color: #fff; }
.res-amount { font-size: clamp(2.4rem, 11vw, 3.4rem); font-weight: var(--fw-heading); color: var(--c-gold-bright); line-height: 1.15; margin: 0; letter-spacing: -.01em; }
.res-years { font-size: 1.4rem; margin: 6px 0 0; color: #fff; }
.res-bar { display: flex; height: 24px; border-radius: var(--r-pill); overflow: hidden; margin: 22px 0 16px; background: var(--c-gold); }
.bar-growth { background: var(--c-blue-soft); width: 25%; }
.bar-base { background: var(--c-gold); flex: 1; }
.res-legend { display: flex; justify-content: space-between; gap: 16px; text-align: start; font-size: 1.05rem; color: var(--c-on-navy); }
.res-legend li { display: grid; grid-template-columns: auto 1fr; column-gap: 12px; }
.res-legend li::before { content: ""; width: 17px; height: 17px; border-radius: 50%; grid-row: 1 / span 2; margin-top: .3em; }
.lg-growth::before { background: var(--c-blue-soft); }
.lg-base::before { background: var(--c-gold); grid-column: 2; grid-row: 1 / span 2; }
.lg-base { grid-template-columns: 1fr auto; }
.lg-base strong, .lg-base { text-align: start; }
.res-legend strong { display: block; color: #fff; font-size: 1.2rem; font-weight: var(--fw-bold); }
.res-note { display: flex; align-items: flex-start; gap: 18px; margin: 22px 0 0; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .16); text-align: start; color: var(--c-on-navy-muted); font-size: .95rem; line-height: 1.6; }
.res-note .icon { order: 2; width: 2.2rem; height: 2.2rem; color: var(--c-on-navy-muted); stroke-width: 1.3; margin-inline-start: auto; }

/* ---------- 05 · About ---------- */
.sec-about { background: var(--c-white-warm); }
.about-grid { display: grid; gap: 36px; align-items: center; }
.about-text .eyebrow { font-weight: var(--fw-bold); font-size: 1.15rem; }
.about-text h2 { font-size: clamp(2.3rem, 10vw, 3.6rem); letter-spacing: -.01em; margin-bottom: 14px; }
.about-intro { font-size: clamp(1.35rem, 5vw, 1.85rem); font-weight: var(--fw-medium); color: var(--c-heading); margin: 0 0 24px; line-height: 1.35; }
.about-text p:not(.eyebrow):not(.about-intro):not(.signature) { color: var(--c-body); font-size: clamp(1.15rem, 4vw, 1.31rem); line-height: 1.65; max-width: 30em; margin-bottom: 20px; }
.signature { margin: 34px 0 0; color: var(--c-muted); font-size: 1.05rem; }
.signature::before { content: ""; display: block; width: 55px; height: 3px; background: var(--c-gold); margin-bottom: 22px; }
.signature strong { display: block; color: var(--c-heading); font-size: 1.2rem; font-weight: var(--fw-bold); }
.about-panel { position: relative; overflow: hidden; isolation: isolate; border-radius: 20px; padding: 40px 26px 30px; color: #fff; background: linear-gradient(180deg, var(--c-navy-panel-top), var(--c-navy-panel-bottom)); }
.about-panel::before { content: ""; position: absolute; z-index: -1; left: -330px; bottom: -330px; width: 620px; height: 620px; border-radius: 50%; border: 2px solid var(--c-gold); background: radial-gradient(circle, rgba(3, 20, 38, .45) 0 60%, rgba(255, 255, 255, .03) 60% 100%); }
.about-panel h3 { color: #fff; font-size: 1.75rem; font-weight: var(--fw-bold); padding-bottom: 16px; margin-bottom: 14px; position: relative; }
.about-panel h3::after { content: ""; position: absolute; bottom: 0; right: 0; width: 55px; height: 2.5px; background: var(--c-gold); }
.about-panel li { display: flex; align-items: center; gap: 20px; padding-block: 14px; border-bottom: 1px solid rgba(255, 255, 255, .13); color: var(--c-on-navy); font-size: 1.05rem; line-height: 1.45; }
.about-panel li:last-child { border-bottom: 0; }
.about-panel li strong { display: block; color: #fff; font-size: 1.3rem; font-weight: var(--fw-bold); margin-bottom: 2px; }
.about-panel .ring { width: 72px; height: 72px; border-width: 2px; }
.about-panel .ring .icon { width: 52%; height: 52%; stroke-width: 1.5; }

/* ---------- 06 · Articles ---------- */
.sec-articles { background: var(--c-cream-2); }
.articles-layout { display: grid; gap: 22px; }
.art-card { display: flex; flex-direction: column; background: var(--c-white); border: 1px solid var(--c-card-border); border-radius: var(--r-card); overflow: hidden; text-decoration: none; color: inherit; box-shadow: var(--sh-sm); transition: box-shadow .2s, transform .2s; }
.art-card:hover { box-shadow: var(--sh-md); transform: translateY(-2px); color: inherit; }
.art-body { display: flex; flex-direction: column; padding: 24px 26px 26px; flex: 1; }
.art-tag { color: var(--c-gold-text); font-weight: var(--fw-bold); font-size: .95rem; }
.art-title { color: var(--c-heading); font-weight: var(--fw-bold); font-size: 1.55rem; line-height: 1.3; margin: 6px 0 10px; }
.art-desc { color: var(--c-muted); font-size: 1.15rem; margin-bottom: 18px; }
.art-more { margin-top: auto; display: inline-flex; align-items: center; gap: 12px; color: var(--c-heading); font-weight: var(--fw-bold); font-size: 1.15rem; }
.art-more .icon { width: 1.2rem; height: 1.2rem; }
.art-featured { width: 100%; height: auto; aspect-ratio: 712 / 247; }
.art-card--row { flex-direction: row; align-items: stretch; }
.art-card--row .art-thumb { width: 38%; max-width: 197px; height: auto; align-self: center; margin: 16px; margin-inline-end: 0; flex: none; }
.art-card--row .art-body { padding: 20px 22px; }
.art-card--row .art-title { font-size: 1.55rem; }
/* illustration palette (all via tokens or derived tints) */
.stop-a { stop-color: #1F4566; }
.stop-b { stop-color: var(--c-navy-panel); }
.art-deep { fill: rgba(4, 22, 40, .45); }
.art-deep2 { fill: rgba(255, 255, 255, .04); }
.art-arc { fill: none; stroke: var(--c-gold); stroke-width: 2.5; }
.art-paper { fill: #F2EBDD; }
.art-paper2 { fill: #E7DECD; }
.art-line { stroke: #A9B4C2; stroke-width: 5; stroke-linecap: round; }
.art-gold { fill: var(--c-gold); }
.art-tint { fill: var(--c-gold-wash-2); }
.art-sun { fill: #F1E3CC; opacity: .8; }
.art-docline { fill: #FBF8F2; stroke: var(--c-heading); stroke-width: 3; stroke-linejoin: round; }
.art-grey { stroke: #A9B4C2; stroke-width: 4; stroke-linecap: round; }
.art-bar { fill: #B9C3CE; }
.art-trend { fill: none; stroke: var(--c-gold-icon); stroke-width: 3.5; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- 07 · Testimonials ---------- */
.sec-testi { background: var(--c-cream-3); }
.sec-testi::before { content: ""; position: absolute; top: 70px; left: -420px; width: 1100px; height: 1100px; border-radius: 50%; border: 1.5px solid rgba(212, 163, 67, .6); background: rgba(236, 226, 210, .35); pointer-events: none; }
.sec-testi .sec-head h2 { font-size: clamp(2rem, 8vw, 3.17rem); }
.t-grid { position: relative; display: grid; gap: 16px; max-width: 1255px; margin-inline: auto; }
.t-card { position: relative; background: var(--c-white); border: 1px solid var(--c-card-border); border-radius: 22px; padding: 76px 26px 26px; box-shadow: var(--sh-sm); }
.t-badge { position: absolute; top: 22px; left: 24px; background: var(--c-navy-badge); color: #fff; font-weight: var(--fw-bold); font-size: 1rem; padding: 4px 20px; border-radius: var(--r-pill); }
.t-quote { position: absolute; top: 4px; right: 24px; font-family: Georgia, 'Times New Roman', serif; font-style: italic; font-weight: 700; font-size: 5rem; line-height: 1; color: var(--c-gold); }
.t-card blockquote { margin: 0 0 28px; color: var(--c-muted); font-size: 1.25rem; }
.t-name { margin: 0; color: var(--c-heading); font-weight: var(--fw-bold); font-size: 1.35rem; line-height: 1.4; }
.t-name small { display: block; color: var(--c-muted); font-weight: var(--fw-regular); font-size: 1.05rem; }

/* ---------- FAQ (no mockup: extends 07's centered head) ---------- */
.sec-faq { background: var(--c-cream-2); }
.faq-list { max-width: 900px; margin-inline: auto; background: var(--c-white); border: 1px solid var(--c-card-border); border-radius: var(--r-card); box-shadow: var(--sh-sm); padding: 4px 22px; }
.faq-list details { border-bottom: 1px solid var(--c-card-border); }
.faq-list details:last-child { border-bottom: 0; }
.faq-list summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 0; font-weight: var(--fw-bold); font-size: 1.2rem; color: var(--c-heading); min-height: 66px; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; flex: none; width: 40px; height: 40px; display: grid; place-items: center; border-radius: 50%; background: var(--c-gold-wash); color: var(--c-gold-text); font-size: 1.5rem; font-weight: var(--fw-medium); line-height: 1; }
.faq-list details[open] summary::after { content: "−"; background: var(--c-gold); color: var(--c-heading); }
.faq-body { padding: 0 0 22px; color: var(--c-body); font-size: 1.1rem; max-width: 46em; }
.faq-body p { margin: 0; }

/* ---------- Lead form (no mockup: extends the 01/04 navy panels) ---------- */
.sec-lead { background: var(--c-navy-panel); color: #fff; }
.sec-lead .sec-head h2 { color: #fff; }
.sec-lead .eyebrow { color: var(--c-gold); }
.sec-lead .sec-sub { color: var(--c-on-navy); }
.form-card { background: var(--c-white); color: var(--c-ink); border-radius: var(--r-panel); padding: 26px 20px; box-shadow: var(--sh-lg); }
.form-grid { display: grid; gap: 0 22px; }
.hp-field { position: absolute; right: -9999px; width: 1px; height: 1px; overflow: hidden; }
.consent { display: flex; gap: 12px; align-items: flex-start; margin-bottom: .4rem; }
.consent input { width: 26px; height: 26px; margin-top: .2rem; flex: none; accent-color: var(--c-navy); }
.consent label { font-weight: var(--fw-regular); font-size: 1rem; margin: 0; color: var(--c-ink); }
.consent-wrap { margin-bottom: 1.2rem; }
.form-privacy-note { font-size: .95rem; color: var(--c-muted); background: var(--c-cream-2); border-radius: var(--r-input); padding: 12px 16px; margin-bottom: 1.2rem; }
.form-error-summary { display: none; border: 2px solid var(--c-error); color: var(--c-error); border-radius: var(--r-input); padding: 10px 14px; margin-bottom: 1rem; font-weight: var(--fw-medium); }
.form-error-summary.show { display: block; }
.form-success { text-align: center; padding: 20px 4px; }
.form-success .tick { width: 72px; height: 72px; margin: 0 auto 1rem; border-radius: 50%; background: var(--c-success); display: grid; place-items: center; color: #fff; }
.form-success .tick .icon { width: 2.4rem; height: 2.4rem; stroke-width: 3; }
.form-success h3 { font-size: 1.5rem; margin-bottom: .5rem; }
.demo-flag { font-size: .85rem; color: var(--c-muted); }
.form-demo { margin: .8rem 0 0; text-align: center; }
.tel-input { text-align: right; }
.sec-lead .btn-block { min-height: 60px; font-size: 1.15rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--c-navy-deep); color: var(--c-on-navy); padding-block: 56px 96px; --logo-name: #fff; --logo-sub: var(--c-gold); border-top: 6px solid var(--c-gold-bar); }
.site-footer a { color: #fff; }
.site-footer a:hover { color: var(--c-gold); }
.site-footer .logo { width: 170px; }
.footer-grid { display: grid; gap: 32px; margin-bottom: 32px; }
.site-footer h2 { color: #fff; font-size: 1.05rem; margin-bottom: .8em; }
.footer-links li, .footer-contact li { padding-block: 3px; }
.footer-tag { margin-top: 1rem; }
.license-line { padding-top: 24px; border-top: 1px solid rgba(255,255,255,.18); font-size: .95rem; }
.disclaimer { font-size: .88rem; color: #C3CEDA; max-width: 60em; }
.credit { font-size: .85rem; color: #C3CEDA; margin: 1rem 0 0; }

/* ---------- Floating WhatsApp (appears after scrolling past the hero) ---------- */
.wa-float { position: fixed; left: 16px; bottom: 16px; z-index: 90; width: 62px; height: 62px; border-radius: 50%; background: var(--c-whatsapp); color: #fff; display: grid; place-items: center; box-shadow: var(--sh-lg); text-decoration: none; border: 3px solid #fff; opacity: 0; visibility: hidden; transition: opacity .2s, visibility .2s, transform .15s; }
body.scrolled .wa-float, .wa-float:focus-visible { opacity: 1; visibility: visible; }
.wa-float:hover { transform: scale(1.06); color: #fff; }
.wa-float .icon { width: 1.9rem; height: 1.9rem; stroke-width: 1.7; }

/* ---------- Legal / inner pages ---------- */
.page-hero { padding-block: 56px 32px; background: var(--c-cream-2); border-bottom: 1px solid var(--c-card-border); }
.page-hero h1 { font-weight: var(--fw-display); font-size: clamp(2.4rem, 10vw, 3.8rem); line-height: 1.1; margin-bottom: .3em; color: var(--c-heading); }
.page-hero h1::before { content: ""; display: block; width: 70px; height: 1.5px; background: var(--c-gold); margin-bottom: 22px; }
.draft-tag { display: inline-block; background: var(--c-gold-wash); color: #5B3F08; font-weight: var(--fw-bold); border: 1px dashed var(--c-gold-text); border-radius: var(--r-pill); padding: 4px 18px; font-size: .95rem; }
.legal { max-width: 820px; padding-block: 40px 72px; }
.legal h2 { font-size: 1.5rem; font-weight: var(--fw-bold); margin: 2em 0 .5em; }
.legal li { padding-block: 3px; }
.legal ul { list-style: disc; padding-inline-start: 1.4rem; margin: 0 0 1em; }
.legal p, .legal li { color: var(--c-body); }
.ph { background: var(--c-gold-wash); padding: 0 6px; border-radius: 4px; color: #5B3F08; font-weight: var(--fw-medium); }
.table-wrap { overflow-x: auto; margin-bottom: 1em; border-radius: var(--r-input); border: 1px solid var(--c-card-border); }
table { width: 100%; border-collapse: collapse; background: var(--c-white); }
th, td { text-align: start; padding: 12px 16px; border-bottom: 1px solid var(--c-card-border); }
th { background: var(--c-navy-panel); color: #fff; }

/* ==========================================================================
   Tablet ≥ 640 / 768
   ========================================================================== */
@media (min-width: 640px) {
  .btn-talk { width: auto; padding-inline: 1.3rem; }
  .btn-talk .talk-text { display: inline; }
  .coverage-grid, .t-grid { grid-template-columns: 1fr 1fr; }
  .calc-grid, .form-grid { grid-template-columns: 1fr 1fr; }
  .field-wide { grid-column: 1 / -1; }
}
@media (min-width: 768px) {
  :root { --gutter: 32px; --section-y: 80px; --header-h: 84px; }
  .logo { width: 164px; }
  .nav-toggle, .nav-extra { display: none; }
  .main-nav { display: block; position: static; background: none; border: 0; box-shadow: none; padding: 0; margin-inline: auto; }
  .main-nav ul { display: flex; }
  .main-nav a.nav-link { border: 0; padding: 8px 12px; font-size: .95rem; }
  .header-actions { margin-inline-start: 0; }
  .stat strong { font-size: 1.9rem; }
  .stat span { font-size: .9rem; }
  .photo-stage { aspect-ratio: 16 / 11; }
  .name-card { padding: 18px 28px 18px 30px; }
  .name-card strong { font-size: 2rem; }
  .name-card .role, .meet { font-size: .95rem; }
  .meet { gap: 14px; }
  .meet::before { width: 38px; }
  .plan-main { padding: 40px 40px 12px; }
  .plan-list { padding: 8px 40px 32px; }
  .t-grid { grid-template-columns: repeat(3, 1fr); }
  .sec-head--aside { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; }
  .sec-head--aside .sec-aside { margin: 0 0 8px; }
  .timeline { grid-template-columns: repeat(2, 1fr); gap: 40px 32px; }
  .timeline li:not(:last-child)::after { display: none; }
  .calc-form { padding: 40px; }
  .calc-result { padding: 40px; }
  .form-card { padding: 40px; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .faq-list { padding: 4px 36px; }
}

/* ==========================================================================
   Desktop ≥ 1000 (measured at 1440 from the mockups)
   ========================================================================== */
@media (min-width: 1000px) {
  :root { --section-y: 66px; --header-h: clamp(92px, 6.4vw, 116px); }
  .logo { width: clamp(184px, 14vw, 270px); }
  .btn-talk { min-height: clamp(48px, 3.6vw, 66px); padding-inline: clamp(1.3rem, 1.8vw, 2.2rem); font-size: clamp(1rem, 1.5vw, 1.6rem); }
  .main-nav a.nav-link { font-size: clamp(.95rem, 1.3vw, 1.35rem); padding-inline: clamp(14px, 1.6vw, 28px); }

  /* hero: proportional to hero.png */
  .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(0, .97fr); grid-template-areas: "text photo" "stats photo"; column-gap: clamp(32px, 2.6vw, 52px); row-gap: 0; padding-top: 10px; }
  .hero-text { padding-block: 36px 28px; }
  .hero-eyebrow { font-size: clamp(1.1rem, 1.65vw, 1.75rem); }
  .hero h1 { font-size: clamp(3.4rem, 6.3vw, 7.2rem); line-height: 1.04; }
  .hero .lead { font-size: clamp(1.15rem, 1.95vw, 2.1rem); max-width: 21.5em; line-height: 1.42; }
  .btn-hero { min-height: clamp(64px, 5vw, 88px); padding-inline: clamp(2rem, 2.8vw, 3.2rem); font-size: clamp(1.2rem, 1.85vw, 2rem); gap: 1.2rem; }
  .btn-hero .icon { width: 1.3em; height: 1.3em; }
  .link-wa { font-size: clamp(1rem, 1.4vw, 1.5rem); }
  .link-wa .icon { width: 1.7em; height: 1.7em; }
  .hero-note { font-size: clamp(.9rem, 1.2vw, 1.25rem); }
  .stat strong { font-size: clamp(1.6rem, 2.45vw, 2.8rem); }
  .stat span { font-size: clamp(.9rem, 1.2vw, 1.3rem); }
  .photo-stage { aspect-ratio: auto; }
  .name-card { padding: 1.5vw 2.2vw 1.5vw 2.4vw; }
  .name-card strong { font-size: clamp(1.8rem, 3vw, 3.2rem); }
  .name-card .role, .meet { font-size: clamp(.95rem, 1.45vw, 1.5rem); }

  /* 01 */
  .plan-panel { grid-template-columns: 532fr 766fr; min-height: 443px; }
  .plan-main { padding: 8px 67px 8px 56px; margin-block: 46px; border-inline-end: 1px solid rgba(255, 255, 255, .12); }
  .ring-solid { width: 78px; height: 78px; }
  .plan-main h3 { font-size: 2.65rem; margin: 20px 0 16px; }
  .plan-main p { font-size: 1.33rem; }
  .plan-main .btn { min-height: 67px; padding-inline: 2.4rem; font-size: 1.22rem; }
  .plan-list { padding: 0 76px 0 0; justify-self: start; align-self: center; width: 448px; }
  .plan-list li { padding-block: 22px; font-size: 1.33rem; gap: 22px; }
  .plan-list .ring { width: 64px; height: 64px; }

  /* 02 */
  .coverage-grid { grid-template-columns: repeat(3, 1fr); }
  .cov-card { min-height: 245px; padding: 22px 31px 28px; }

  /* 03 */
  .timeline { grid-template-columns: repeat(4, 1fr); gap: 0 24px; margin-top: 40px; }
  .timeline li { grid-template-columns: 1fr; grid-template-areas: "num" "ill" "title" "body"; justify-items: center; text-align: center; }
  .timeline li::before { content: ""; position: absolute; top: 27.5px; right: 50%; width: calc(100% + 24px); height: 2px; background: var(--c-gold); }
  .timeline li:last-child::before { display: none; }
  .tl-ill { grid-area: ill; display: grid; place-items: center; width: 117px; height: 117px; border-radius: 50%; background: var(--c-gold-wash-2); margin: 40px 0 26px; }
  .tl-ill .icon { width: 62px; height: 62px; stroke-width: 1.3; }
  .timeline h3 { font-size: 1.6rem; margin-bottom: 14px; }
  .timeline p { font-size: 1.36rem; margin: 0; max-width: 270px; }
  .process-strip { min-height: 102px; margin-top: 64px; font-size: 1.33rem; }

  /* 04 */
  .calc-panel { grid-template-columns: 55fr 45fr; min-height: 484px; }
  .calc-form { padding: 61px 43px 40px; }
  .calc-result { padding: 52px 46px 34px; }
  .calc-grid { gap: 0 27px; }
  .field { margin-bottom: 30px; }
  .btn-calc { min-height: 73px; margin-top: 4px; }

  /* 05 */
  .about-grid { grid-template-columns: 566fr 615fr; gap: 0 98px; }
  .about-text h2 { font-size: 3.87rem; }
  .about-intro { font-size: 1.93rem; }
  .about-panel { padding: 50px 56px 36px; }
  .about-panel h3 { font-size: 1.72rem; }

  /* 06 */
  .articles-layout { grid-template-columns: 712fr 562fr; grid-template-rows: 1fr 1fr; gap: 22px 23px; }
  .art-card--featured { grid-row: 1 / span 2; }
  .art-card--featured .art-body { padding: 26px 30px 30px; }
  .art-card--featured .art-title { font-size: 1.72rem; }
  .art-card--row { min-height: 224px; }
  .art-card--row .art-thumb { width: 197px; margin: 18px; margin-inline-end: 0; }

  /* 07 */
  .t-grid { grid-template-columns: repeat(3, 1fr); gap: 16px; }
  .t-card { min-height: 250px; }

  /* lead */
  .lead-grid { display: grid; grid-template-columns: 5fr 7fr; gap: 64px; align-items: start; }
}

@media (min-width: 768px) and (max-width: 999px) {
  .main-nav a.nav-link { padding-inline: 10px; }
  .btn-talk { padding-inline: 1rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* 04 decoration: pale circle with calculator glyph + fine gold arc (desktop only) */
@media (min-width: 1000px) {
  .calc-deco { display: grid; place-items: center; position: absolute; top: 0; left: 95px; width: 100px; height: 100px; border-radius: 50%; background: var(--c-gold-wash); color: var(--c-gold-icon); }
  .calc-deco .icon { width: 44px; height: 44px; stroke-width: 1.4; }
  .sec-calc::before { content: ""; position: absolute; top: 46px; left: calc((100% - var(--container)) / 2); width: 1000px; height: 1000px; border-radius: 50%; border: 1.5px solid transparent; border-top-color: rgba(212, 163, 67, .6); border-left-color: rgba(212, 163, 67, .35); -webkit-mask-image: linear-gradient(90deg, #000 45%, transparent 68%); mask-image: linear-gradient(90deg, #000 45%, transparent 68%); pointer-events: none; }
  .sec-calc .container { position: relative; }
}

/* Small screens: keep decorative arcs away from text, keep figures on one line */
@media (max-width: 999px) { .plan-panel::after { display: none; } }
@media (max-width: 767px) {
  .about-panel::before, .sec-process::before { display: none; }
  .plan-panel::before { left: -200px; bottom: -200px; width: 400px; height: 400px; opacity: .6; }
  .res-legend { gap: 10px; font-size: .9rem; }
  .res-legend li { column-gap: 8px; }
  .res-legend strong { font-size: 1.05rem; white-space: nowrap; }
  .res-legend li::before { width: 13px; height: 13px; }
}
@media (max-width: 559px) {
  .art-card--row .art-thumb { display: none; }
}

/* ==========================================================================
   Centering + "one section = one screen" (desktop)
   ========================================================================== */
/* CTA row: the note sits centered under the gold button */
.hero-ctas { display: grid; grid-template-columns: max-content; justify-content: start; align-items: center; gap: 0 32px; }
.hero-ctas .btn-hero { grid-row: 1; }
.hero-ctas .hero-note { grid-row: 2; grid-column: 1; justify-self: center; text-align: center; margin: .7rem 0 0; }
.hero-ctas .link-wa { grid-row: 3; justify-self: center; margin-top: 18px; }
@media (min-width: 640px) {
  .hero-ctas { grid-template-columns: max-content max-content; }
  .hero-ctas .link-wa { grid-row: 1; grid-column: 2; margin-top: 0; }
}
/* Nav centered on the page, not in the leftover gap */
@media (min-width: 768px) {
  .header-inner { position: relative; }
  .main-nav { position: absolute; left: 50%; right: auto; top: 50%; width: max-content; transform: translate(-50%, -50%); margin: 0; }
  .header-actions { margin-inline-start: auto; }
}

@media (min-width: 1000px) {
  /* One shared content width, so the header, hero and every section share the same edges */
  :root {
    --container-wide: var(--container);
    /* hero scale unit: 1vw, but never taller than the screen allows, and capped at the 1440 design */
    --hs: min(1vw, 1.6svh, 14.4px);
    --header-h: max(76px, calc(6.4 * var(--hs)));
  }
  .logo { width: calc(14 * var(--hs)); min-width: 160px; }
  .btn-talk { min-height: calc(3.6 * var(--hs)); padding-inline: calc(1.8 * var(--hs)); font-size: max(1rem, calc(1.5 * var(--hs))); }
  .main-nav a.nav-link { font-size: max(.95rem, calc(1.3 * var(--hs))); padding-inline: calc(1.6 * var(--hs)); }

  /* Hero fills exactly one screen under the header */
  .hero { padding: 0; }
  .hero-grid { height: calc(100svh - var(--header-h) - 6px); min-height: 560px; grid-template-rows: 1fr auto; padding-block: calc(1.45 * var(--hs)); }
  .hero-photo { grid-row: 1 / span 2; min-height: 0; }
  .photo-panel { height: 100%; }
  .photo-stage { min-height: 0; }
  .hero-text { padding-block: 0 calc(2 * var(--hs)); }
  .hero-eyebrow { font-size: max(1.1rem, calc(1.65 * var(--hs))); }
  .hero h1 { font-size: calc(6.3 * var(--hs)); }
  .hero .lead { font-size: max(1.1rem, calc(1.95 * var(--hs))); }
  .btn-hero { min-height: calc(5 * var(--hs)); padding-inline: calc(2.8 * var(--hs)); font-size: max(1.1rem, calc(1.85 * var(--hs))); }
  .link-wa { font-size: max(1rem, calc(1.4 * var(--hs))); }
  .hero-note { font-size: max(.85rem, calc(1.2 * var(--hs))); }
  .stats { padding-top: calc(1.4 * var(--hs)); }
  .stat strong { font-size: calc(2.45 * var(--hs)); }
  .stat span { font-size: max(.85rem, calc(1.2 * var(--hs))); }
  .name-card { padding: calc(1.5 * var(--hs)) calc(2.2 * var(--hs)) calc(1.5 * var(--hs)) calc(2.4 * var(--hs)); }
  .name-card strong { font-size: calc(3 * var(--hs)); }
  .name-card .role, .meet { font-size: max(.9rem, calc(1.45 * var(--hs))); }

  /* Every section is (at least) one screen tall, content centered vertically */
  .sec { min-height: calc(100svh - var(--header-h) - 6px); display: flex; flex-direction: column; justify-content: center; padding-block: clamp(22px, 4.2svh, 56px); }
  .sec-head { margin-bottom: clamp(14px, 2.8svh, 30px); }
  .rule-label, .rule-icon { margin-top: clamp(14px, 3svh, 40px); }
  .rule-note { margin-top: clamp(14px, 3svh, 36px); }

  /* 01 */
  .plan-panel { min-height: 0; }
  .plan-main { margin-block: clamp(22px, 4svh, 46px); }
  .plan-list li { padding-block: clamp(10px, 2svh, 22px); }

  /* 02 */
  .cov-card { min-height: 0; padding: clamp(14px, 2.2svh, 22px) 31px clamp(16px, 2.6svh, 26px); }
  .cov-icon { width: clamp(50px, 6.6svh, 69px); height: clamp(50px, 6.6svh, 69px); margin-bottom: clamp(8px, 1.6svh, 18px); }
  .cov-card h3 { margin-bottom: 6px; }

  /* 03 */
  .timeline { margin-top: clamp(10px, 3svh, 40px); }
  .tl-ill { width: clamp(84px, 12svh, 117px); height: clamp(84px, 12svh, 117px); margin: clamp(16px, 3.4svh, 40px) 0 clamp(12px, 2.4svh, 26px); }
  .process-strip { min-height: 0; margin-top: clamp(18px, 4.5svh, 64px); padding-block: clamp(14px, 2.4svh, 22px); }

  /* 04 */
  .calc-panel { min-height: 0; }
  .calc-form { padding-block: clamp(26px, 5svh, 61px) clamp(22px, 3.4svh, 40px); }
  .calc-result { padding-block: clamp(24px, 4.5svh, 52px) clamp(20px, 3svh, 34px); }
  .field { margin-bottom: clamp(14px, 2.6svh, 30px); }
  .field label { margin-bottom: 8px; }
  .calc-form input { min-height: clamp(52px, 7svh, 65px); }
  .btn-calc { min-height: clamp(56px, 7.6svh, 73px); }

  /* 05 */
  .about-grid { align-items: center; }
  .about-intro { margin-bottom: clamp(12px, 2.2svh, 24px); }
  .about-text p:not(.eyebrow):not(.about-intro):not(.signature) { margin-bottom: clamp(10px, 1.8svh, 20px); }
  .signature { margin-top: clamp(14px, 2.6svh, 34px); }
  .signature::before { margin-bottom: clamp(10px, 1.8svh, 22px); }
  .about-panel { padding: clamp(24px, 4svh, 50px) 48px clamp(16px, 2.6svh, 36px); }
  .about-panel h3 { padding-bottom: 12px; margin-bottom: 4px; }
  .about-panel li { padding-block: clamp(6px, 1.1svh, 12px); }
  .about-panel .ring { width: clamp(50px, 6.4svh, 64px); height: clamp(50px, 6.4svh, 64px); }

  /* 06 */
  .art-card--row { min-height: 0; }

  /* Lead: heading beside a compact form */
  .lead-grid { align-items: center; }
  .form-card { padding: clamp(20px, 3.4svh, 34px) 34px; }
  .form-privacy-note { margin-bottom: clamp(10px, 1.8svh, 18px); padding-block: 8px; }
  .sec-lead .field { margin-bottom: clamp(8px, 1.4svh, 16px); }
  .sec-lead .field label { margin-bottom: 4px; }
  .sec-lead input[type="text"], .sec-lead input[type="tel"], .sec-lead select { min-height: clamp(46px, 6svh, 56px); }
  .sec-lead textarea { min-height: clamp(56px, 8svh, 96px); height: clamp(56px, 8svh, 96px); }
  .consent-wrap { margin-bottom: clamp(8px, 1.6svh, 18px); }
  .sec-lead .btn-block { min-height: clamp(50px, 6.4svh, 60px); }
}

/* Short laptop screens (e.g. 1366×768, 1280×720): tighter type and spacing so each section still fits */
@media (min-width: 1000px) and (max-height: 880px) {
  .sec-head h2 { font-size: 2.35rem; }
  .sec-sub, .sec-aside { font-size: 1.25rem; margin-top: 6px; }
  .eyebrow { margin-bottom: 4px; }
  .rule-icon { display: none; }
  .cov-card h3 { font-size: 1.45rem; }
  .cov-card p { font-size: 1.15rem; }
  .art-featured { aspect-ratio: auto; height: 21svh; }
  .art-body { padding-block: 16px; }
  .art-card--row .art-thumb { width: 150px; }
  .art-title { margin-block: 2px 6px; }
  .art-desc { margin-bottom: 10px; }
  .faq-list summary { min-height: 52px; padding-block: 10px; font-size: 1.1rem; }
  .plan-main h3 { font-size: 2.2rem; margin-block: 12px 10px; }
  .ring-solid { width: 64px; height: 64px; }
  .timeline h3 { font-size: 1.4rem; margin-bottom: 8px; }
  .timeline p { font-size: 1.2rem; }
  .about-text h2 { font-size: 3.2rem; }
  .about-intro { font-size: 1.6rem; }
  .about-text p:not(.eyebrow):not(.about-intro):not(.signature) { font-size: 1.15rem; }
  .sec-lead .sec-sub { font-size: 1.15rem; }
  .form-privacy-note { font-size: .85rem; }
  .sec-lead .field label { font-size: 1rem; }
  .consent label { font-size: .92rem; }
  .sec-lead textarea { min-height: 56px; height: 56px; }
}
.error-msg:empty { margin: 0; }

/* Very short or narrow desktop screens (1280×720, 1024×768) */
@media (min-width: 1000px) and (max-height: 740px), (min-width: 1000px) and (max-width: 1199px) and (max-height: 880px) {
  .sec { padding-block: 18px; }
  .sec-head h2 { font-size: 2.1rem; }
  .sec-sub, .sec-aside { font-size: 1.1rem; }
  .field { margin-bottom: 10px; }
  .field label, .calc-form label { font-size: 1.05rem; margin-bottom: 4px; }
  .calc-form { padding: 22px 30px 18px; }
  .calc-form input { min-height: 48px; font-size: 1.2rem; }
  .btn-calc { min-height: 52px; font-size: 1.15rem; }
  .calc-private { margin-bottom: -6px; }
  .calc-result { padding: 22px 30px 18px; }
  .res-title, .res-years { font-size: 1.15rem; }
  .res-amount { font-size: 2.5rem; }
  .res-bar { margin: 12px 0 10px; height: 18px; }
  .res-note { margin-top: 12px; padding-top: 12px; font-size: .85rem; }
  .about-text h2 { font-size: 2.7rem; margin-bottom: 6px; }
  .about-intro { font-size: 1.4rem; }
  .about-text p:not(.eyebrow):not(.about-intro):not(.signature) { font-size: 1.05rem; line-height: 1.55; }
  .about-panel { padding: 20px 36px 14px; }
  .about-panel h3 { font-size: 1.4rem; }
  .about-panel li { padding-block: 4px; gap: 14px; font-size: .92rem; }
  .about-panel li strong { font-size: 1.1rem; }
  .about-panel .ring { width: 44px; height: 44px; }
  .plan-list li { font-size: 1.15rem; }
  .art-featured { height: 17svh; }
  .sec-lead .sec-sub { display: none; }
  .form-card { padding: 16px 26px; }
  .form-privacy-note { padding: 6px 12px; margin-bottom: 8px; line-height: 1.45; }
  .sec-lead .field { margin-bottom: 6px; }
  .sec-lead input[type="text"], .sec-lead input[type="tel"], .sec-lead select { min-height: 44px; }
  .sec-lead textarea { min-height: 44px; height: 44px; }
  .sec-lead .btn-block { min-height: 48px; }
  .form-demo { margin-top: 4px; }
}

/* Hero stats as a soft white framed card, bottom edge flush with the photo frame */
.stats { background: var(--c-white); border: 1px solid var(--c-card-border); box-shadow: var(--sh-sm); padding: 16px 8px; align-items: center; }
.stat { padding-block: 2px; }
@media (min-width: 1000px) {
  .stats { padding: calc(1.25 * var(--hs)) calc(.8 * var(--hs)); }
}
@media (min-width: 1000px) {
  /* name card and stats card share one height, so top and bottom edges both line up */
  .name-card, .stats { min-height: max(calc(9 * var(--hs)), 98px); box-sizing: border-box; }
  .stats { padding-block: 0; }
}